Apply for Business Loan

Starting or expanding a business requires a solid financial foundation. If you're ready to fuel your entrepreneurial dreams, it’s time to apply for a business loan with confidence. At Personal Loan Guru, we make this process simple, fast, and completely digital. Whether you're a startup, SME, or established business owner, we match you with the right lender from our network of 30+ trusted financial institutions.

Business loans provide the working capital needed to purchase inventory, hire staff, upgrade infrastructure, or manage day-to-day operations. With our end-to-end support, applying for a loan becomes hassle-free, transparent, and tailored to your financial needs.

Why Apply for a Business Loan through a Personal Loan Guru?

• - Loans up to ₹2 Crores available
• - Flexible tenures from 12 to 60 months
• - No collateral required for eligible profiles
• - Quick online application with paperless documentation
• - Pre-approved loan offers based on creditworthiness
• - Competitive interest rates starting at 10.25% p.a.

When Should You Apply for a Business Loan?

• - Planning a new product launch or expansion
• - Need working capital for seasonal sales
• - Want to invest in equipment or technology
• - Require funds for marketing and business development

Eligibility Criteria:

• - Minimum business vintage of 1 year (varies by lender)
• - Annual turnover of ₹10 Lakhs or more
• - Applicant age: 21 to 65 years
• - Credit score: 650+ preferred
• - Business registration and financial documents in place

Documents Required:

• - Business PAN card and Aadhaar card of proprietor/director
• - GST certificate or UDYAM/MSME registration
• - Income Tax Returns (last 1–2 years)
• - Bank statements (last 6–12 months)
• - Address proof of business premises

Our expert advisors assess your profile, suggest the right loan product, and help you navigate lender terms, repayment plans, and EMI structures. We ensure a smooth experience from application to disbursal—with no hidden fees or delays.

👉 Apply for a Business Loan with Personal Loan Guru and get quick access to funds that help your business grow smarter and faster!